Worldwide Trusted Payin & Payout PAYMENT GATEWAY
Your Payments Partner
Payments infrastructure to help you scale.
Send money to any bank account or UPI ID automatically via file upload. Available for use 24×7.
Instant onboarding No KYC Required
Partners & Integrations
About Us
About Optimism Pay
Optimism Pay is a full-stack payments platform that helps businesses integrate digital payment capabilities without complexity. From collections to payouts, everything is unified through a single, developer-friendly interface.
We help you go live quickly by removing the barriers of legacy systems, multiple banking partners, and manual processes. Note: KYC is not performed for end customers. Only business onboarding is required.
Multi-Collect
Enable collections from businesses and individuals using virtual accounts.
Instant Payouts
Send funds to your users or vendors via multiple methods from a single dashboard.
Why Choose Us
Why Choose Optimism Pay?
Optimism Pay ensures quick setup, low costs, strong security, and developer-friendly tools with clear docs, sandbox access, and real-time support.
The Best Payment Experience
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Fintech & Merchants Worldwide
Merchants worldwide with instant payments, borderless transactions, and seamless digital tools to grow and manage their businesses efficiently.
Future of Payments Together
KEY Features
Convenience at Your Fingertips
The platform is built on secure, scalable infrastructure to ensure reliability and data protection.
Product
Our Products
Multi-Collect
Receive payments from customers with auto-reconciliation via Virtual Accounts.
UPI Gateway
Enable real-time UPI payments with instant confirmation.
Recurring Payments
Set up subscriptions and auto-deductions — no manual follow-ups.
Instant Payouts
Send money instantly to bank accounts, UPI, or wallets from one dashboard.
Active Users
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Daily Transactions
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Uptime
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Integrated Merchants
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Testimonials
What Our Users Say
“Optimism Pay made vendor payouts effortless. No KYC hassles, instant transfers—it’s the fastest and easiest platform we’ve used!”
— Kunal Kapoor, HKPay
Payments made easy
Integrating Optimism Pay was incredibly smooth. We launched in days, and the no-KYC model gave us instant scalability.
Umang Gupta
CEO, DEXGAMING
Super secure and reliable
Integrating Optimism Pay was incredibly smooth. We launched in days, and the no-KYC model gave us instant scalability.
Ankit Mehta
CTO, Finverse
Fast and hassle-free
Their APIs are clean, fast, and reliable. Our developers were impressed by the sandbox and real-time logs.
Dilsher Singh Malhi
Founder & CEO , Zupee
Love the analytics feature
Optimism Pay helped us scale fast without the hassle of customer KYC. It’s the simplest payments solution we’ve used.
Rohith Bhat
Co-Founder, 99Games
FAQs
Frequently Asked Questions
No, Optimism Pay does not conduct or require KYC for your customers.
You can go live within days using our sandbox environment and modular APIs.
Yes, we use top-grade infrastructure with strict data protection and security standards.
We offer clear API documentation, real-time logs, and proactive developer support throughout your integration journey.